Privacy Notice

This website, TopInsuranceOffer.pro (“Top Insurance Offer,” the “Site”), is operated by Top Insurance Offer (“we,” “us,” or “our”), a brand of Real Performance Marketing (“RPM”). We are a marketing and lead-generation company. We are not an insurance company, insurance agency, or licensed agent, and we are not affiliated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), or any government agency. This Privacy Notice explains what personal information we collect, how we use and share it, and the choices you have.

1. Information we collect

Information you give us — When you submit a form or speak with us by phone, you may provide your name, telephone number, email address, mailing address or ZIP code, date of birth or age range, your Medicare or insurance status, and other information you choose to share about your coverage needs, including health-related eligibility information.

Information collected automatically — We and our providers may collect your IP address, device and browser type, the pages you visit, referring URLs, approximate location, and similar usage data through cookies and similar technologies.

Information from third parties — We may receive information about you from marketing partners, publishers who referred you to the Site, and data providers.

2. How we use your information

• Connect you with licensed insurance agents, insurers, and our advertising clients (“Sponsors”) that may offer the products you are seeking;
• Contact you by phone, text message, and email about insurance products and related offers;
• Operate, maintain, and improve the Site and our services;
• Conduct marketing and measure its performance;
• Detect and prevent fraud, and protect the security of our services; and
• Comply with legal obligations and enforce our terms.

3. Your consent to be contacted (TCPA)

By submitting your information through the Site, you provide your prior express written consent to be contacted by Top Insurance Offer, RPM, and one or more Sponsors and marketing partners at the telephone number and email address you provide, including by autodialer, automated technology, prerecorded or artificial voice messages, and text message, even if your number is on a federal or state Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP to a text, following the unsubscribe instructions in an email, or contacting us using the details below.

4. How we share your information

We share the information you submit with Sponsors, licensed agents, insurers, and marketing partners so they can contact you about the products you requested. We also share information with service providers who support our operations, with our affiliates, in connection with a business transfer, and when required by law or to protect rights and safety.

Advertising partners and Sponsors — We work with advertising partners and Sponsors that pay to be featured on the Site and that may contact you about the products you requested. The advertisers appearing on this Site are clients from which Real Performance Marketing receives compensation (“Sponsors”). Compensation may affect which Sponsors appear and the order in which they appear. The Site does not, and is not intended to, provide a comprehensive list of all companies that may offer the products or services you are seeking.

5. Cookies and tracking

We use cookies, pixels, and analytics tools to operate the Site, understand usage, and support advertising. You can manage these through your browser settings and through our Privacy Preferences page. We honor recognized opt-out preference signals, including the Global Privacy Control (GPC), where required.

6. Your privacy rights

Depending on where you live, you may have the right to know what personal information we collect, to access or delete it, to correct it, to opt out of its sale or sharing, and to limit the use of sensitive personal information. To exercise any of these rights, see the Do Not Sell or Share My Personal Information and Privacy Preferences pages, or contact us using the details below. We will not discriminate against you for exercising your rights.

California residents (CCPA/CPRA) — In the past 12 months we have collected the following categories of personal information, and we disclose and “sell” or “share” (as those terms are defined under California law) the categories needed to connect you with Sponsors and partners:

• Identifiers (such as name, postal address, email address, telephone number, IP address, and online identifiers);
• Customer records (the contact and demographic details you submit);
• Commercial information (such as the products or services you inquire about);
• Internet or other network activity (such as your interaction with the Site and ads);
• Geolocation data (approximate, derived from IP address);
• Inferences drawn from the above; and
• Sensitive personal information (such as Medicare or health-related eligibility information you choose to provide).

We do not knowingly sell or share the personal information of consumers under 16. You may use an authorized agent to submit a request on your behalf with proper authorization.

Other states — Residents of other states with comprehensive privacy laws may have similar rights and can submit requests the same way. We respond within the timeframes those laws require.

7. Sensitive personal information

Some information you provide — such as Medicare or health-related eligibility details — may be considered sensitive personal information. We use it only to connect you with the products you request and for the related purposes described above, and you may ask us to limit its use as described on the Privacy Preferences page.

8. Retention, security, and other terms

• Retention. We keep each category of personal information for as long as necessary to fulfill the purposes described in this Notice, comply with our legal obligations (including consent records, which we retain for at least four years), resolve disputes, and enforce our agreements.
• Security. We use reasonable administrative, technical, and physical safeguards, though no method of transmission or storage is completely secure.
• Children. The Site is intended for adults and is not directed to anyone under 18.
• Third-party sites. We are not responsible for the privacy practices of sites we link to.
• Changes. We may update this Notice and will post the new effective date here.

9. Contact us