These Terms of Use (“Terms”) govern your use of TopInsuranceOffer.pro (the “Site”), operated by Top Insurance Offer, a brand of Real Performance Marketing (“RPM”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. About the Site
The Site provides information and a way to connect with third-party licensed insurance agents, insurers, and Sponsors. Top Insurance Offer is a marketing and lead-generation brand. We are not an insurance company, agency, or licensed agent, we do not sell insurance, and we are not affiliated with or endorsed by Medicare, CMS, or any government agency. Nothing on the Site is insurance, legal, tax, or financial advice.
2. No guarantees
We do not guarantee that you will qualify for, be approved for, or receive any insurance product, coverage, benefit, rate, or savings. Plan availability, benefits, and pricing are set by insurers and may change. Any examples or figures shown are for illustration only.
3. Eligibility
You must be at least 18 years old and located in the United States to use the Site.
4. Consent to be contacted
By submitting your information, you agree to the contact terms described in our Privacy Notice, including consent to receive calls, texts, and emails from Top Insurance Offer, RPM, and its Sponsors and partners. Consent is not a condition of purchase.
5. Intellectual property
The Site and its content (text, graphics, logos, and design) are owned by RPM or its licensors and are protected by law. You may not copy, reproduce, or distribute Site content without our written permission.
6. Acceptable use
You agree not to misuse the Site, submit false information, interfere with its operation or security, use it for unlawful purposes, or scrape or harvest data from it.
7. Third-party content and links
The Site may contain content from, or links to, third parties, including Sponsors. We do not control and are not responsible for third-party content, products, or practices.
8. Disclaimer of warranties
The Site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.
9. Limitation of liability
To the fullest extent permitted by law, Top Insurance Offer and RPM will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Site or from contact by any Sponsor or partner.
10. Indemnification
You agree to indemnify and hold Top Insurance Offer and RPM harmless from claims arising out of your use of the Site or your violation of these Terms.
11. Governing law and dispute resolution
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules.
Binding arbitration; class-action waiver. Any dispute arising out of or relating to these Terms or your use of the Site will be resolved by binding individual arbitration rather than in court, except that either party may bring an individual claim in small-claims court. You and Top Insurance Offer waive the right to a jury trial and the right to participate in a class action or class-wide arbitration. The venue and seat for any arbitration or any permitted court proceeding is Harris County, Texas.
12. Changes and contact
We may update these Terms and will post the new effective date here. Questions: privacy@rpmleader.com · 12243 Queenston Blvd., Ste I, Houston, Texas 77095 · 866-476-3098 (TTY 711).